Best Fintech Apps & Products of 2024

As per the Statista report, PayPal had over 431 million active accounts by the end of the Q2 of 2023. The platform is well-known for enabling local and international transactions throughout the world. Using PayPal, it is easy to buy stuff, sell it, send money, and receive it; all that on a single dashboard. To send or receive money, all parties involved in transactions must be PayPal users. 

This fintech app stands out from the rest for its strong focus on security. With advanced encryption and fraud detection techniques, along with authentication measures to protect user transactions and information, PayPal ensures the best security for all users. It protects both buyers and sellers, promoting a secure online shopping environment.

PayPal also offers unique services like a digital credit line and an option to connect and manage multiple bank accounts or cards simultaneously. This app is extremely secure and comes in handy for all kinds of P2P transfers. Users can thus quickly and conveniently transfer funds to their friends and family overseas.

The app constantly strives to add more features and innovations to stay relevant in the dynamic fintech landscape. With advanced features like pop-up notifications, fingerprint locks, and quick payments, PayPal is undoubtedly the best fintech app available for Android and iOS devices.
 

The Robinhood app is the perfect fintech app if you are looking for one of the most advanced investment apps. The app covers stocks, cryptos, ETFs, and more so that you can multiply your money if strategically invested. 

For those interested in Cryptocurrencies, Robinhood presents a secure platform for digital currencies like Bitcoin and Ethereum. The app also allows its users to trade Crypto for free, ensuring maximum profits for all. With a straightforward interface and sleek design, this app is best suited for beginners. The app also offers a zero-commission policy, setting it apart from conventional brokerage firms. 

The app's straightforward interface and sleek design are extremely useful for beginners. It also offers a range of educational resources and an extremely simple to-navigate trading process. Additionally, Robinhood also offers reliable and accurate market data to help users make informed decisions about their investments. You can also view personalized news related to a specific company or business. 

This app can either be used as a free version or you can opt for the premium version- Robinhood Gold. This advanced tier of the service gives access to all the advanced features like detailed research analysis, reliable market data in real-time, and the best options for margin trading. Robinhood delivers the perfect combination of easy accessibility, affordability, and the latest features, making it the perfect choice for both novice and experienced investors. 
 

Mint is good for managing the cash flow. The money tracking app lets you sync account balances, manage your budget, add expenses to the app, and track transactions on a single dashboard. The app can effectively consolidate and manage all the financial data from different bank accounts, credit cards, etc. This implies that by using a single platform, users can verify all their financial standings easily.

Additionally, Mint is best known for its budget management feature, which can categorize all your transactions and expenses. A clear categorization of the spending makes it easy for users to stick strictly to their planned budgets. For a more personalized experience, MintSights offers the best tips and tricks to boost your savings. This fintech app also offers monthly reminders for bill payments, EMIs, etc. 

Another noteworthy feature of this app is its ability to monitor the credit score. Users can regularly take updates of their credit scores and explore new tips and tricks to boost their overall credit health. So, if you are someone who is aiming to develop a strong credit score, this feature is extremely beneficial for you. 

Mint’s intuitive interface and the most advanced capabilities make it a preferred choice for many consumers. It is thus considered the most sought-after fintech app for improved financial management, both short and long-term. 
 

Coinbase is an advanced crypto app where you can store and track your crypto collection and track prices easily. The app is acclaimed for its intuitive user interface that comes with powerful trading tools and up-to-date crypto-related news for all users. 

The app is available in over 100 countries and lets you stake cryptocurrencies like Ethereum and Cardano. Additionally, on your stake, using Coinbase, you can earn yields to make the best out of your investments. Users can trade digital currencies using multiple payment options like bank transfers, PayPal, credit and debit cards, etc. 

Coinbase’s proactive security features, like two-factor authentication and biometrics login, and more, ensure high security for all users. With Coinbase, you can ensure the safety of all your digital assets. Users can enjoy full and robust protection of their financial assets and personal information

Along with trading, users can also use Coinbase as an effective tool for monitoring the hike or change in price of cryptocurrencies. You can also get real-time notifications about the latest market conditions. Additionally, the app also offers educational resources. For newcomers, these resources are an excellent way to know all about the latest market trends and the best investment options. If you are an advanced investor, you can also invest in Coinbase Pro. 
 

The popular payment has been downloaded over 1 billion times just from the Google Play App Store. The app has a simple user interface where you can connect all your bank accounts. Using its scanner or in-built address book, Google Pay also makes it faster and easier to pay and receive payments from other users. The app also offers occasional discounts and coupons to help Google Pay users save money on purchases and transactions.

Unlike other fintech apps, Google Pay primarily facilitates safe payments at physical stores, online shops, and between individuals. You just need to enter all your card details or banking information and wait for the app to do its job. Google Pay’s advanced technology ensures a smooth transfer of funds across different continents as well.

Google Pay integrates well with other Google services as well. This integration allows users to easily manage all their payments and transfers from the app itself. Google is known to prioritize user safety by offering advanced encryption that ensures protection against fraud and other malpractices.

Google Pay ensures the best blend of straightforward functioning, security features, and seamless integration with all the other Google products. This app is thus best suited to streamline all your financial transactions. 
 

Venmo is considered among the best mobile payment apps which is extremely popular in the US market. It functions as a safe, portable wallet that facilitates transactions using the Vnemo debit or credit card. This payment app also allows users to buy and store digital currencies, crypto assets, and more. This fintech app is also useful if you transact without using cash in supporting stores. 

Venmo has gained widespread popularity among the younger demographic as it simplifies mobile payment services. The app seamlessly integrates with social media apps and services, enabling users to personalize their transactions by adding a unique message for the receiver. Additionally, you can also make the chats more interesting by adding fun animations and emojis. 

Users can connect with their bank accounts and cards directly through the Venmo app. This feature helps Venmo to be the best and most convenient app for splitting bills, making payments, or dividing the total cost among different categories. This app uses encryption to safeguard all the transactional and banking information. 

Venmo offers the most straightforward interface along with social integration and high-standard security features which makes it an excellent choice for all kinds of P2P transactions and transfers. 
 

The next recommendation we have in this list is Acorns, an app that is also popular as one of the top investment apps. Acorns comes with smart banking and investment assistance that motivates you to invest smarter. 

The ‘round-up’ feature helps beginners by automatically investing the spare change from everyday transactions. There are ETF portfolios in Acorns to invest in. These portfolios can be helpful if you want to build a financially safer future and make the best out of your investments. Acorns experts also offer investment-related assistance to help you personalize your portfolio.

Additionally, the Acorns app offers reliable financial advice and strategic plans for investment to all its users. You can also read educational blogs and articles to boost your understanding of financial management and investment.

Users can enjoy all the exceptional capabilities offered by Acorns by paying a nominal monthly fee. The Acorns app offers an approachable platform coupled with a straightforward approach toward investment. It is thus considered the best choice for beginners who wish to gradually build their portfolio with minimal investments and effort. 
 

One of the top news apps out there, Bloomberg has a massive reader base around the world. The app offers news for several segments, including politics, finance, technology, foreign affairs, and more. You can also enable push notifications to stay in the loop with news of your choice using Bloomberg. 

Additionally, the app provides you access to stock prices, video and audio news, and even Bloomberg's live radio. In short, using Bloomberg, you get to stay in the loop with the market however you like.

The Bloomberg app is best known for offering real-time updates on all the happenings related to the field of finance. These resources can benefit investors, businessmen, professionals, or any individual who is interested in finance. You can access live marketing data from anywhere around the world and stay updated with the current foreign exchange rates, bonds, stock options, and much more. 

With Bloomberg’s updates, expert commentaries, and detailed analysis, you can stay ahead of the financial market and boost your gains. The app also comes with Bloomberg Television, which can stream all the latest financial news and on-demand videos. 

An intuitive interface and the most comprehensive set of financial tools make Bloomberg the best app for the latest financial news and insights. 

Next on this list is Revolut, one of the leading money management apps designed to make budgeting easier than ever. On Revolut, you can do more than just budgeting, like exchanging currencies, sending money locally or internationally, freezing/unfreezing cards, and more.

 To put it in short, Revolut gives you the best control over your finances. Revolut, counted among the top international money transfer apps, offers transparency and extreme customization as well and makes it easy to trade better.

Revolut is known to be the best player in the fintech app market, revolutionizing banking and financial services globally. With its advanced banking features, this app has carved a niche and has topped the charts as the top banking app for corporate houses and individuals. Unlike many other apps, Revolut supports a multi-currency feature that includes over 30 different currencies. 

For users seeking additional services along with international transfers, Revolut offers a paid version as well. So, if you wish to store, purchase, or trade all your cryptocurrencies along with an all-encompassing digital banking experience, the Revolut app is the perfect choice for you.

Betterment revolutionized investment with its robo-advisor functionality, appealing to a wide range of investors with its straightforward and automated investment strategies. This app distinguishes itself by simplifying the investment process and is suitable for both beginners and seasoned investors.

The app manages to deliver a personalized experience for all, beginners as well as experienced traders. At its heart, Betterment automates portfolio management. Depending on individual financial goals and risk preferences, it crafts a diversified portfolio of ETFs (Exchange Traded Funds) and uses sophisticated algorithms for ongoing management and rebalancing, aligning with the investor's aims.

The app's goal-focused investment approach is a standout feature. Users can set specific financial objectives, such as saving for retirement, building an emergency fund, or planning a significant purchase, and Betterment devises customized investment plans for each goal, making the investment process more personalized and goal-oriented.

Betterment also implements tax-loss harvesting, strategically selling certain investments at a loss to counterbalance taxes on gains and income, enhancing the user's after-tax returns.

In essence, Betterment combines automated investing, tailored goal-setting, tax efficiency, expert advice, and banking solutions, positioning itself as an all-encompassing and user-friendly investment platform.

Whether a newbie or an experienced investor, everyone needs to keep up with the market to make wiser investment decisions. Yahoo Finance is the perfect tool to use for that task. The Yahoo Finance app provides you with a tracker that lets you measure your portfolio. 

You can use the tracker to stay in the loop with the rise and fall of your financial portfolio so you can build and manage your finances better. A notable feature of this app is its adaptable watchlist. This tool allows users to monitor the performance of their chosen stocks and other investments and make informed decisions. It offers a range of financial planning tools and calculators for mortgages, retirement planning, and tax calculations. All these tools can work exceptionally well for personal finance management.

In addition, Yahoo Finance has adapted to technological advancements with its mobile application. The app offers the flexibility of checking financial data on the go. Users can stay updated with all sorts of personalized news, interactive charts, and market summaries.

All in all, the Yahoo Finance app acts as a complete financial center, providing a wealth of information, tools, and news. It is an essential resource for both beginners and seasoned investors, aiding them in navigating the complexities of the financial world.

To save money whether in the short run or long run, Qapital can be the perfect financial companion for it. Set goals on the app and explore smart ways to save money for the same. The app offers 15+ ways to guide you through the saving process. 

You can even set auto-invest and explore pre-made portfolios that are flexible for any budget. Additionally, the app supports IFTTT integration and offers Federal Deposit Insurance Corporation (FDIC) insurance for up to $250,000.

It takes a new approach to savings by rounding up spare change from transactions or setting aside a predetermined amount when a specific activity is accomplished. This finance app also provides investment options that are tailored to match the risk tolerance of individual users. This app is extremely suitable for beginners as it allows users to begin their investment journey with a small amount as well.

Overall, Qapital distinguishes itself in the finance app market with its mix of behavioral economics, user-friendly interface, and the most advanced financial management capabilities, making it an excellent option for those aiming to improve their saving and spending practices while pursuing their financial objectives.

The next name on the list, Penfold is a thoughtfully designed pension assistance app that lets you invest in your future smartly. There are four categories of investment plans in the app; Lifetime, Sustainable, Shariah, and Standard. 

Penfold also lets you combine old pension plans into a single account so it gets easier for you to manage your pensions. The interface of Penfold is designed to be user-friendly, demystifying the often complex pension landscape. It presents pension savings in a clear, easy-to-understand manner, making it accessible to all, irrespective of their understanding of financial matters. The app also offers a dedicated team that can manage your pensions cleverly on your behalf.

Penfold also stands out for its exceptional adaptability. Users have the freedom to select from a variety of investment options, each crafted to suit different risk tolerances and retirement plans. A customized experience ensures that all users can align their pension investments with their long-term financial goals.

Penfold stands out in the dynamic financial app market with its focus on user needs, flexibility, adaptability, and inclusiveness. It is listed among the best fintech app as it makes managing pension savings easy, personalized, and accessible to a wider audience.

If you are looking for a platform that offers 4.80% APY, multiple bond ETFs to pick from, and automated investing among other features, Wealthfront is one of the top robo-advisor apps you need. By leveraging its partnerships with private banks, Wealthfront helps you earn up to 11x and secure 20x of the standard FDIC Insurance. The app's robo-advisor employs advanced algorithms to create and manage diversified investment portfolios customized to each user's financial objectives and risk preferences.

Additionally, to automate your investing strategy, Wealthfront asks a few questions and then recommends a globally diversified portfolio of index funds supporting automation. It covers various aspects like retirement planning, home purchases, and college savings, offering actionable recommendations to help users efficiently achieve their financial goals.

Wealthfront's commitment to financial inclusivity is evident through its Portfolio Line of Credit, enabling users to access a line of credit using their investment portfolio as collateral. This provides liquidity without the need to liquidate investments.

Wealthfront offers the most comprehensive set of financial planning tools, direct indexing, high-yield savings, and innovative lending options, making it an inclusive platform for users to manage and grow their wealth efficiently.

The MarketWatch app delivers a range of business insights in the form of videos, news, stories, and insights. To keep up with the latest trends in the business world, MarketWatch offers a range of insights as well as real-time market updates. You can also customize your drop-down menu on the app that features news channels specializing in the US market, personal finance, and investing.

It is an extensive and essential tool for individuals with an interest in financial markets and investment. The app offers a provision of real-time market data and timely news updates to stay ahead of the market. Users can gain access to real-time stock quotes, market indices, and breaking news, which will keep them updated with the latest developments in the financial sphere. 

For individuals interested in personal finance and retirement planning, MarketWatch provides a retirement planner tool and a portfolio tracking feature to manage savings and investments conveniently. 

The MarketWatch app stands as a valuable fintech tool for both professional investors and individuals interested in financial markets. With its real-time data, comprehensive analysis, and educational materials on finance, users are equipped with the necessary knowledge to navigate the intricacies of financial market and work toward achieving their financial objectives.

MoneyLion is a personal finance management app that you can explore to compare loans, get cash advances, explore saving offers, and build a good credit history. With its user-centered approach, it empowers individuals to oversee their financial well-being and work toward their financial objectives. 

One remarkable aspect of MoneyLion is its "Financial Heartbeat." This unique feature gives users a comprehensive overview of their financial status, providing insights into income, expenses, savings, and investments. It serves as a personalized financial tracker, guiding users toward a more secure financial future.

In emergencies, MoneyLion can provide advanced loans in minutes at 0% APR. There is a Credit Builder Plus Membership as well. The feature delivers in-depth credit reports and other exclusive services at $19.99 per month. With the "Instacash" feature, the users are permitted to instantly access interest-free cash advances, bridging the gap between paychecks without the burden of conventional loans.

In summary, the MoneyLion app is an all-inclusive financial management tool that is packed with advanced features like Financial Heartbeat, Instacash, investment choices, and credit-building capabilities. So, if you are looking for a tool to seize control of your financial future, enhance your financial well-being, and navigate the intricacies of personal finance effectively and efficiently.

Emma lets you plan your budget so you can keep track of the money you are spending and spend wisely. The fintech app comes with a spending tracker that covers the list of expenses you are making. 

You can also use Emma to improve your credit history by reporting details like the rent you pay and other such details. The FSCS-protected app lets you earn up to 3.51% AER as well on your savings, which can ultimately boost your overall net worth. It integrates several key functionalities, such as intuitive budgeting and expense tracking, which automatically categorizes transactions for easy monitoring of spending habits.

A standout feature is account aggregation, allowing users to link and view all their financial accounts in one place, offering a comprehensive overview of their financial health. The app also encourages financial goal setting, enabling users to establish and track savings goals for various purposes. One of the most valuable aspects of Emma is its analytics and insights, which deliver in-depth analysis of spending patterns and monthly financial summaries, aiding users in understanding and improving their financial habits. With its user-friendly interface, Emma simplifies personal finance management, making it accessible and less intimidating for users aiming to enhance their financial stability and awareness.

Fidelity Investments is an award-winning name in the fintech industry. The app is popular for its top-notch security standards that make users feel financially secure. Its features like 2-factor authentication, voice biometrics, security tax alerts, and money transfer lockdowns help app users keep their financial information from any cyber threats. Among other popular features, Fidelity Investments' ability to offer a retail brokerage account at no account fees or minimum also makes it a profitable app for investors. 

A key feature of Fidelity is its brokerage services, allowing clients to trade stocks, bonds, and other securities. This platform is particularly notable for its user-friendly interface and in-depth research resources, making it suitable for both novice and experienced investors. Additionally, Fidelity offers wealth management services, providing personalized financial planning and advice, tailored to meet the unique needs and goals of each client. 

Fidelity Investments is a multifaceted financial institution offering a wide array of services, including investment management, brokerage services, retirement planning, wealth management, and educational resources, all underpinned by a strong commitment to technology and client service.

At the time of writing this blog, according to the SimiliarWeb data, the Cash App leads the Finance category in the US market. Using the app, you can instantly make payments or receive cash from other users. Additionally, the app comes with a debit card that offers occasional discounts to help you save money. 

The Cash App can also be a good option to receive fast paychecks. You can receive checks up to 2-days faster than traditional banks. And, its network of ATMs lets you even withdraw your cash for free. 

Cash App provides investment services, enabling users to buy and sell stocks with as little as $1, democratizing access to the stock market. The platform also supports Bitcoin transactions, allowing users to buy, sell, and transfer Bitcoin, reflecting the growing interest in cryptocurrency.

The app places a strong emphasis on security, incorporating features like PIN entry, touch ID, and face ID verification to ensure user transactions are secure. Cash App offers a blend of simplicity, versatility, and security, making it a comprehensive solution for everyday financial transactions, investments, and cryptocurrency dealings.

The EarnIn app is useful for keeping your credit score healthy. Using this credit score app, you can track your credit score for free and borrow up to $100 per day without any credit check, hidden fees, or even interest. It primarily targets individuals who live paycheck to paycheck, providing them with a way to access their earned wages before their official payday. 

Instead, if you want, you can pay a tip to this one of the top fintech mobile apps in whatever amount you like. EarnIn gives you time to return back the borrowed money on your payday so you can live a worry-free life. One of the app's standout features is its ability to track the number of hours a user has worked, using either electronic timesheets or location tracking for those who work at a physical location. 

In addition to this cash advance feature, Earnin also offers financial planning tools. These include Balance Shield, which helps users maintain a minimum balance in their bank accounts to avoid overdraft fees, and savings goals to encourage building a financial cushion.

Its focus on empowering users with access to their earnings when they need it most and tools to manage their finances more effectively makes Earnin a valuable resource for many working individuals.

The Chime app is counted among the leading names in the mobile banking industry and has millions of users. The app is an emergency companion allowing you to secure an overdraft of up to $200 on debit purchases. 

Additionally, you can find ATMs of Chime at different locations to withdraw cash, that too without having to pay even a single penny for the ATM fee. Chime also allows you to 2-day early payments. Unlike many traditional banks, Chime does not charge overdraft fees, monthly maintenance fees, or require a minimum balance. 

This commitment to fee-free banking is particularly appealing to those who are budget-conscious or fed up with the complex fee structures of conventional banks. Chime offers a direct deposit feature that allows users to receive their paycheck up to two days early, compared to traditional banks. This can be a significant advantage for those who need quicker access to their funds. 

Chime stands out as a fintech solution offering a seamless, fee-free banking experience with features like early direct deposit, automatic savings, and an easy-to-use mobile app, all designed to cater to the financial needs of a modern consumer.

If you want to put your investment skills to the test but do not want to risk real money, Wealthbase is the solution you need. On Wealthbase, you can get $100,000 in virtual currency by joining a free game and creating a simulated portfolio. 

The simulated portfolio supports investments like stocks, ETFs, and cryptos. Additionally, there is a leaderboard as well that you can progress through by making wiser investments. One of the standout features of Wealthbase is its social aspect. Users can connect with friends or colleagues, share their investment strategies, compete in trading games, and see each other's portfolio moves. 

This social integration adds a fun and competitive element to learning about investments, making it more engaging for users. The app offers real-time trading simulations across a wide range of stocks and cryptocurrencies, providing a realistic trading experience. Users can practice trading with a virtual portfolio, get a feel for the market dynamics, and learn investment strategies without any monetary risk.

Overall, Wealthbase stands out as the perfect blend of social networking and investment simulation, providing a unique and interactive platform for learning about the stock market and cryptocurrencies in a fun, engaging way.

Xoom is a payment app that you can also use to pay utility bills and clear your dues. The app comes with an in-built passbook useful for keeping your transactions on track. You can use this one of the top fintech mobile apps to make transactions in plenty of markets around the world. 

To name a few examples, Belarus, Belgium, Canada, Chile, Kuwait, Honduras, UAE, UK, Malaysia, etc. It offers a fast and reliable way to send money, pay bills, and reload mobile phones across a wide range of countries. Xoom's main appeal lies in its ability to facilitate international money transfers effortlessly, making it an essential tool for those with family or financial commitments abroad.

Another significant aspect of Xoom is its speed. In many cases, money transfers are completed within minutes, a critical factor for users who need to send money urgently. The app also allows for bill payments internationally, which is particularly useful for expatriates or those supporting family members overseas.

Xoom stands out in the digital remittance market for its ease of use, quick service, flexible delivery options, and trustworthiness imparted by its association with PayPal.

The Wise app supports over 40 currencies and comes with an app lock. You can use Wise to send money to 70+ different countries and spend money in 170+ countries as well. Additionally, the payment app also supports withdrawing money using Wise in over 170 countries making it the perfect payment app for international travel. 

The best thing about Wise is that it supports multiple countries and lets you manage your account balance in different currencies. In terms of speed, Wise transfers are often faster than traditional bank transfers, with many transactions being processed instantly or within the same day. 

The app's user-friendly interface makes setting up and tracking transfers simple, providing users with a convenient and efficient way to manage international payments. Wise is regulated by financial authorities in multiple countries, ensuring a high standard of safety and compliance. 

Wise stands out in the financial technology space for its transparent fees, real exchange rates, multi-currency functionality, and user-friendly experience, making it a preferred choice for cost-effective and efficient international money management.

Ibotta secured a place in this list of the best fintech apps due to its ability to help you save money. The app offers cashback, gift cards, coupons, and bonuses to help you optimize your purchasing strategy and save money the smarter way. 

One of the top money-saving apps, Ibotta helps you save money at over 500,000 locations and its merchant partners include Walmart, Uber, CVS, Groupon, Whole Foods, AMC, and other such top names.

The app frequently updates its offers, providing opportunities for savings on both everyday items and occasional big purchases. A standout feature of Ibotta is its team functionality, where users can join forces with friends and family to earn additional bonuses. As the team's collective savings grow, all members benefit from increased cash-back rewards.

In terms of usability, Ibotta's interface is intuitive and easy to navigate, appealing to a broad demographic of users. The app also emphasizes security and privacy, ensuring user data is protected. Ibotta offers a practical and rewarding way to save money, combining the benefits of cash back incentives with the convenience of a mobile app, making it a valuable tool for savvy shoppers.

Next name in this list of fintech products, YNAB has been downloaded millions of times and has thousands of positive reviews on app stores like the Google Play Store and Apple App Store. The app offers interesting budgeting and finance features that let people make the best of their money. 

Using YNAB, you can set targets and invest in segments to achieve them. Additionally, the app also lets you invite finance partners so you can plan your finances and save together. YNAB's primary function is to help users allocate their income to various spending categories, ensuring they are aware of where every dollar is going. This approach not only assists in tracking daily expenditures but also in planning for future expenses, such as bills, savings goals, or debt payments. 

The app emphasizes the importance of assigning money to savings and investments, fostering a savings mindset. Along with  its powerful budgeting tools, YNAB is known for its extensive educational resources. The app offers access to a wide range of personal finance education materials, including articles, videos, and free, live workshops, which are particularly beneficial for those new to budgeting.

YNAB stands out for its effective budgeting philosophy, user-friendly interface, and commitment to financial education, making it a valuable tool for anyone looking to gain better control over their finances.

Delta specializes in the investment industry, covering everything from stocks and cryptos to NFTs. On the app, you can keep track of your in-depth portfolios, NFTs, cryptos, stocks, and more. 

Delta also gives you insights into the live prices of stocks and cryptos that you choose to track. You can also keep a real-time track of the values of ETFs, NFTs, and Crypto in your portfolios to stay in the loop with market fluctuations.

A standout feature of Delta is its detailed asset analysis. The app offers in-depth information on each asset, including performance metrics, historical data, and news updates. This level of detail enables users to make informed decisions and stay abreast of significant market changes that might impact their investments.

Delta stands out in the investment tracking space for its comprehensive asset coverage, detailed analytics, personalized portfolio insights, and user-friendly design, all of which contribute to making it a top choice for investors seeking a reliable and informative tool to monitor their investments.

Tradefada is a crypto expert platform with advanced mobile trading charts and indicators. Using the fintech app, you can keep track of your crypto assets to see the rise and decline in rates. The app also lets you trade using cryptocurrencies from the same platform itself. 

Tradefada also covers a range of order types, and popular cryptocurrencies like Bitcoin, LUNA, SOLANA, and Dogecoin are supported by the same. Tradefada offers a variety of cryptocurrencies for trading, including popular options like Bitcoin, Ethereum, and Litecoin, as well as a selection of altcoins. This diversity makes it an attractive platform for users looking to explore different cryptocurrency markets.

Another significant feature of Tradefada is its mobile accessibility. The app is designed for on-the-go trading, giving users the flexibility to trade and manage their cryptocurrency portfolio from anywhere.

Overall, Tradefada Global App is a comprehensive cryptocurrency trading platform that combines a wide range of trading options, a user-friendly interface, and strong security measures, making it a suitable choice for anyone looking to engage in the cryptocurrency market.

Using the Blockchain Wallet, you can buy, sell, and swap cryptos with ease. The platform also lets you earn rewards using cryptocurrencies that you can stake. Some supported assets by the Blockchain Wallet include Bitcoin, Cardano, Polygon, Dogecoin, and USD Coin among others. 

You can also lock your cryptos with private keys and set a 4-digit password or Face ID on the app. There is a 12-word recovery phase as well that lets you restore your account in case you lose access to it.

A standout feature of the Blockchain Wallet is its security. The app provides users with a private key – a critical security feature that gives users complete control over their cryptocurrency. This decentralized approach to security is coupled with other features like two-factor authentication and backup options, ensuring a high level of protection for users' assets.

The Blockchain Wallet app stands out for its extensive cryptocurrency support, high-end security measures, in-app trading capabilities, and user-friendly design, making it a comprehensive and trustworthy tool for managing digital assets.

To earn up to 4.5% per annum on your crypto collection, Crypto.com is your best bet. The app lets you trade over 250 cryptocurrencies including ETH, SAND, LUNA, SHIBA, etc. Using your debit or credit card, 20+ fiat currencies can be used to trade cryptos. 

Additionally, on the amount you are spending using your Crypto.com Visa Card, the platform rewards you with up to 5% returns as well. The app supports popular cryptocurrencies like Bitcoin, Ethereum, and Litecoin, as well as numerous altcoins, providing users with a broad spectrum of trading options. The platform is known for its competitive fee structure and deep liquidity, making it an attractive choice for both casual and serious traders.

In addition to trading, Crypto.com offers a crypto Visa card, which enables users to spend their cryptocurrency at merchants worldwide and earn rewards in the form of cashback in crypto. This card is a significant draw for those looking to integrate cryptocurrency into their everyday transactions.

Crypto.com is a multifaceted cryptocurrency platform that combines trading, a crypto Visa card, earning opportunities, and high security, catering to a wide array of crypto-related needs in a single, user-friendly ecosystem.

The fintech app supports more than 150 cryptocurrencies including Bitcoin, Ethereum, Tezos, Link, and Cardano among others. Using Binance, you can also explore collections of NFTs to find the best options for your collections. 

To start investing on Binance, you can start with as long as $15 to start making profits. Using its real-time tracker can be beneficial if you want to stay in the loop with price fluctuations of different cryptocurrencies. Furthermore, the app includes features like the Binance Academy, offering educational content on blockchain and crypto trading. There's also a community section where users can interact and share insights.

Security is a paramount feature of the Binance app. It employs advanced security protocols, including two-factor authentication (2FA) and device management, to ensure the safety of users' funds and personal information. The app's quick and secure login process, often through biometric authentication, adds an extra layer of protection.

Binance also emphasizes customer support, with a dedicated help center and 24/7 chat support to assist users with any queries or issues. The app regularly updates to include new features and cryptocurrencies, keeping users at the forefront of the evolving crypto market.

Using the Coin ATMRadar, you can find spots where it is easier to get cryptos converted to cash and cash to cryptos. The app includes a “Near Me” page where you can explore 20 nearest locations to swap and exchange your cryptos. 

The app provides details like the address of ATMs and Teller Locations, supported cryptocurrencies, supported transactions, pictures of these ATMs, and addresses among other details. CoinATM Radar also provides detailed information about each ATM, including operational status, limits, verification procedures, and user reviews. This helps users make informed decisions and choose ATMs that best suit their needs. 

Additionally, the app keeps users informed about the latest trends and changes in the crypto ATM market, offering valuable insights into transaction volumes, fees, and the spread of ATMs worldwide.

With its comprehensive features and easy accessibility, CoinATM Radar has established itself as a vital resource for the crypto community, catering to both experienced traders and newcomers alike.

If you want to have a fintech app that gives you a trial of its features before you start exploring investments, eToro is the perfect option for the same. The app credits every new account with a $100,000 virtual deposit that you can use to try every feature of eToro. 

On the platform, you can diversify your portfolio by investing in leading US-based companies and funds. Investments on the platform can start from an amount of as little as $10. One of the most compelling aspects of eToro is its social trading function. This feature allows users to follow and copy the trades of experienced investors. This not only fosters a learning environment but also enables beginners to make informed decisions by observing the strategies of seasoned traders.

The app's user-friendly interface makes navigating through various investment options and managing portfolios straightforward. Additionally, eToro is regulated by multiple financial authorities, providing a layer of trust and compliance.

With real-time data, social news feeds, and analytical tools, eToro equips its users with the necessary information to make strategic investment decisions. Its blend of social networking and investment tools makes eToro a unique and appealing choice in the digital investment landscape.

The next name in our list, BitPay is useful if you want to spend cryptos in the real world using its Mastercard. The app supports cryptocurrencies like BTC, ETH, BCH, DOGE, USDC, and USDP among others. 

Additionally, you can use credit cards, debit cards, and even Google Pay to buy cryptocurrencies directly from this platform itself. Bitpay Card also supports ATMs to withdraw cash and its virtual card can instantly be connected and used with Google Pay for digital payments.

For businesses, BitPay provides a robust solution to accept cryptocurrency payments from customers. It supports a range of cryptocurrencies, including Bitcoin, Ethereum, and various stablecoins, catering to the diverse preferences of consumers. The platform is designed to seamlessly integrate with existing business systems, offering plugins for popular e-commerce platforms and a straightforward API for custom integrations. 

The app features an intuitive interface, making it easy for users to navigate and conduct transactions. BitPay's commitment to security, ease of use, and wide cryptocurrency support, coupled with its dedication to regulatory compliance, positions it as a trustworthy and efficient solution for crypto payment processing in a rapidly evolving digital economy.

The Gemini app comes with a credit card that offers 3% crypto back on dining, 2% crypto back on groceries, and 1% crypto back on other categories of use cases. Gemini is also regulated to operate in all 50 states of the USA and NYDFS regulates the same.  

Additionally, you can earn up to $600 in referral rewards per year by earning $15 per referral in cryptocurrencies. Gemini comes with a dedicated credit card that lets you earn crypto rewards on every purchase you make.

For beginners, Gemini offers educational resources that demystify the world of cryptocurrency, aiding users in understanding and navigating the market effectively. The app also includes features like recurring buys and price alerts, allowing users to automate their investment strategies and stay informed about significant market movements.

Moreover, Gemini's commitment to regulatory compliance adds an extra layer of trust, as it adheres to strict financial regulations. Overall, Gemini provides a balanced mix of security, simplicity, and comprehensive features, making it an appealing option in the ever-evolving cryptocurrency landscape.

One of the top pay-later apps, Sezzle lets you pay for your purchases in 4 installments. The app also lets you build your credit entirely for free by informing your credit score bureau every time you make the installment payment. 

On top of that, by paying on time, you also get to boost your spending power. Using its features, you can monitor your spending and explore your estimated spending power as well to make wiser financial decisions.

One of the key appeals of Sezzle is its commitment to financial empowerment. Unlike many credit services, Sezzle does not charge interest on the installments, making it a cost-effective option for shoppers. The platform also promotes responsible spending by conducting soft credit checks to prevent over-borrowing, thereby helping users maintain financial health. 

Sezzle has rapidly gained popularity, particularly among millennials and Gen Z shoppers, due to its ease of use, transparency, and the financial freedom it offers. The service is widely accepted across a range of online retailers, making it a versatile tool for modern shopping habits. With its focus on ethical lending and consumer empowerment, Sezzle represents a shift towards more flexible and consumer-friendly financial solutions in the digital age.

The all-in-one shopping app, Perpay makes it easier for you to purchase on credits. The app comes with an average spending power of $1,000. Using this spending power, you can make a purchase and return in small payments from your paychecks. 

On average, the credit score increases by 36 points and the app charges no interest or fees on these purchases. Additionally, using Perpay’s pay later service also provides you access to spending power without any credit checks. The standout feature of PerPay is its layaway-like payment system. Users can shop from thousands of top brands and products across various categories, including electronics, home goods, and apparel. 

PerPay requires no credit check for approval, making it accessible to a broader range of users. Its intuitive app interface allows users to easily browse products, track their payment schedules, and manage their accounts.

By promoting responsible spending habits and offering a pathway to better financial health, PerPay has carved out a niche for itself, appealing to a demographic seeking both convenience in shopping and progress in their financial journey.

Use ExtraCash to borrow up to $500 instantly from Dave without any credit checks or late fees. Dave also includes additional features to help you save money for your goals and earn cash back using Dave Rewards. 

Additionally, Dave, one of the top cash advance apps, comes with a simple application process to apply for the Dave Debit Mastercard. You can use this debit card to secure cashback offers on a range of major retailers. The app predicts upcoming expenses and alerts users of potential overdraft risks, allowing them to make informed financial decisions and avoid overdraft fees, which are a significant issue for many bank account holders.

Additionally, Dave offers a suite of budgeting tools to help users track their spending and plan for future expenses. By categorizing expenses and offering insights into spending patterns, Dave aids users in developing better financial habits.

Dave stands out for its low membership fee, which covers all its services, including the cash advance option. It's built on a community-oriented model, even offering a tipping feature, which is optional but allows users to support the app and its services. In essence, Dave provides a practical, user-friendly, and affordable solution for those looking to improve their financial stability and avoid the pitfalls of traditional banking fees and payday loans.

The Empower app is your best alternative if you are looking for instant access to cash advances. On Empower, you can access instant cash of up to $250 and withdraw the amount of your choice below the limit. 

On the amount you borrow, there are no interest amounts, late fees, or credit checks. However, for instant withdrawals, Empower charges $3 you can pay with your repayment. A central feature of Empower is its personalized budgeting system. The app analyzes users' income, spending patterns, and financial goals to create customizable budgets. Users can track their expenses across various categories, set monthly spending limits, and receive real-time alerts if they're approaching these limits, fostering a disciplined approach to spending.

In addition, Empower provides insights and recommendations to help users optimize their financial decisions. From negotiating better rates on bills to identifying unwanted subscriptions, Empower actively assists users in reducing unnecessary expenses. 

For those seeking a proactive and personalized approach to managing their money, Empower stands out as a smart, user-friendly solution. Its focus on automated saving, effective budgeting, and financial advice makes it a valuable ally in achieving financial stability and growth.

The Payactiv app is useful if you want to save money smartly without any monthly fee, inactivity fee, or minimum balances. The app also lets you get paid 2-days early. Using Payactiv, you can spend smartly and keep track of the growth of your funds in real time. 

You can also use Payactiv to send and receive money from other users. Additional features that Payactiv includes are automated insights, a Payactiv Visa Prepaid Card, and more. The app's primary feature is its ability to allow users to access a portion of their earned wages before their regular payday. This can be crucial in preventing overdraft fees, late charges, or the need for high-cost borrowing. Payactiv also includes a suite of financial tools aimed at improving users' financial health. 

Payactiv provides additional services like bill pay options directly through the app, discounts and rewards on everyday purchases, and even financial counseling. This comprehensive approach positions Payactiv not just as a tool for accessing wages early, but as a holistic financial wellness platform.

By focusing on employee financial health, Payactiv demonstrates a commitment to innovative solutions that benefit both employers and employees in the modern workplace.

Next, we have Swagbucks, one of the most popular fintech applications designed to reward you for attempting surveys. Swagbucks, in return for surveys that you attend, rewards you with gift cards and cash.

At the time of writing, Swagbucks users have collectively earned over $470 million. Now, apart from rewards on surveys, Swagbucks also provides you cashback on your online purchases and you can scan to upload your receipt as well for cashback. It's a versatile app that caters to a wide audience looking to make the most out of their online time. The app rewards users with points, known as SB, for activities such as completing surveys, watching videos, shopping online, and using its search engine.

One of the key attractions of Swagbucks is the ease with which users can accumulate points. The tasks are simple and can be seamlessly integrated into daily online routines. For instance, users can earn points by making their regular online purchases through the Swagbucks shopping portal.

Swagbucks also stands out for its user-friendly interface and reliable customer support, enhancing the overall user experience. The app frequently updates its offers and activities, keeping the content fresh and engaging. For those looking to earn a little extra on the side without much effort, Swagbucks provides a fun and rewarding solution.

Next addition to the list, Checkout 51 is a perfect cashback option as well. You can earn cashback on your grocery shopping just by using the receipt’s scanner. Upload your grocery receipts and save some money instantly. The app can also help you save up to ¢25 per gallon on every fuel purchase made by members. Checkout 51 is also counted among the best survey apps for its range of surveys that reward you with cash once you complete them.

The primary function of Checkout 51 is to provide users with weekly offers on a wide variety of products, ranging from groceries to household items. Users simply purchase the featured items from any store, upload a photo of their receipt through the app, and earn cash back on those purchases. Once the account balance reaches a certain threshold, users can cash out, receiving their savings in the form of a check.

It has emerged as a favorite among savvy shoppers who seek to combine the convenience of digital technology with the benefits of traditional couponing. The app offers a modern twist to saving money, making it accessible and appealing to a broad range of consumers.

It often features cashback deals on other products and services, broadening its appeal. The app's user-friendly interface, combined with the tangible benefits of cashback, makes Checkout 51 an attractive option for anyone looking to save money effortlessly on their shopping.

Credit Karma is a popular name among the most popular credit monitoring apps thanks to its extensive range of features that make credit health more transparent than ever. The app provides a deeper insight into credit scores where you can check the rise and fall of your credit health. The app also provides you insights into the chances of approvals whether you are planning to take a credit card or apply for a home loan. 

A key feature of Credit Karma is its ability to provide users with regular updates on their credit scores from two of the major credit bureaus. This feature is instrumental in helping users stay informed about their credit standing, which is essential for making informed financial decisions, such as applying for loans or credit cards.

Credit Karma also stands out for its educational resources. The platform offers a wealth of information on credit, personal finance, and how to improve credit scores. These resources are invaluable for users looking to build or repair their credit.

Moreover, Intuit Credit Karma provides a user-friendly interface and robust security measures, ensuring users' data is protected. The combination of credit monitoring, financial product recommendations, and educational resources makes Credit Karma a comprehensive tool for anyone looking to take charge of their financial health.

For the health of your credit, keeping your real-time credit score in check is an absolute necessity. You can do that by using one of many features delivered by CreditWise from Capital One. 

The app lets you review your credit scores, any changes in the report, personalized recommendations to improve your credit score, real-time TransUnion and Experian alerts, and more. In addition to credit monitoring, CreditWise offers a Simulator tool, allowing users to see how certain financial decisions, like paying off debt or opening a new account, might impact their credit score. This feature helps users plan and make informed financial choices.

The app alerts users to potential identity fraud by scanning the dark web for their social security number and sending automatic alerts if any changes occur in their TransUnion credit report, ensuring users are promptly informed of any significant changes in their credit profile.

Overall, Capital One CreditWise is a comprehensive tool for anyone looking to keep a close eye on their credit health, offering a range of features that make credit monitoring both informative and convenient.

The TransUnion app is your best fintech option if you want the perfect transparency of your credit health. The app comes with tips to help you improve your credit scores positively. Using these tips, you can positively impact your credit score’s health daily. 

And you can also get real-time alerts in case your credit score changes or the card gets stolen. Another impressive feature of TransUnion is the ability to lock your financial report using methods like fingerprint lock.

For individuals, TransUnion offers a range of services, including access to personal credit reports and scores. These reports are essential tools for understanding one's credit standing, which impacts various aspects of financial life like loan eligibility, interest rates, and even employment opportunities. In addition to personal credit services, TransUnion offers analytics and consulting services for businesses. These services help companies assess credit risk, prevent fraud, and optimize operations. 

TransUnion's commitment to using technology and data for better risk assessment and decision-making has made it a trusted name in the credit industry. Whether for personal credit management or business analytics, TransUnion provides essential services that support financial stability and growth in an increasingly complex and interconnected economic landscape.

Another top name in this list of crypto apps, Pionex is the cryptocurrency platform that comes with expert trading bots. 16 bots allow automated and safe trade in currencies including Bitcoin, Dogecoin, and Ethereum among others. 

The app charges a 0.05% trading fee and supports 250+ coins on the platform to trade. The Pionex experience is optimized for beginners and experts alike making it the perfect option for crypto enthusiasts. The platform is known for its low trading fees and user-friendly interface, making it accessible to a broad spectrum of users. Security is a top priority for Pionex, and it implements robust measures to ensure the safety of users' funds and data. 

Pionex's appeal is its built-in trading bots. These bots are designed to simplify the trading process and enhance the potential for profitability. They operate around the clock, constantly analyzing market trends and executing trades based on predefined parameters. This continuous operation is particularly advantageous in the volatile crypto market, where prices can change rapidly.

With its innovative approach to automated crypto trading, Pionex stands out as a forward-thinking choice for those looking to navigate the complexities of the cryptocurrency market with ease and efficiency.

The crypto-trading platform, Bitstamp Pro supports trading for up to 80 currencies including Bitcoin, Ethereum, Dogecoin, Shiba Inu, etc. The advanced app interface of the crypto app also comes with real-time market insights, an order book, and charts of all assets for you to explore. 

The platform provides an array of advanced trading tools and features. These include a customizable interface, detailed charting capabilities, a variety of order types, and API support for automated trading strategies. Bitstamp Pro’s interface is designed for efficiency and ease of use, offering traders the ability to quickly analyze the market and execute trades.

To execute trades instantly at any point and to access real-time data streams, Bitstamp Pro offers relevant features available 24/7. With its industry-leading protocols in place to protect users' assets and data. This includes cold storage of funds, rigorous compliance measures, and advanced encryption technologies.

Furthermore, Bitstamp Pro offers competitive trading fees, which decrease with higher volumes, making it attractive for high-volume traders. With its combination of advanced features, robust security, and competitive pricing, Bitstamp Pro stands as a top-tier option for professionals and institutions engaging in the dynamic world of cryptocurrency trading.

The Coinbase Wallet app offers extensive support for your crypto assets and NFTs. Counted among one of the top NFT apps, Coinbase lets you explore trends, collect and trade NFTs, explore Web3, and trade thousands of coins. 

Coinbase’s storage servers offer a safer environment to store crypto assets. On the app, you can store Bitcoin, Solana, Avalanche, Polygon, BNB Chain, Optimism, and Ethereum-compatible chains easily. It is designed to cater to both newcomers and experienced users in the cryptocurrency space, offering a safe and convenient way to store, manage, and interact with a wide range of digital assets.

Coinbase Wallet is known for its robust security measures. It offers secure enclave technology, optional cloud backups for private keys, and two-factor authentication (2FA), ensuring that users' assets are well-protected against unauthorized access. Additionally, being a self-custody wallet, it gives users full control over their private keys and, consequently, their funds.

Coinbase Wallet provides a secure, user-friendly, and versatile solution for managing digital assets, making it a top choice for those looking to explore the potential of the cryptocurrency and blockchain world.

The Bybit app supports a Web3 ecosystem to enable technologies like DeFi, NFTs, and dApps. There are additional features as well like flexible savings, liquidity mining, shark fin, etc to earn low-risk APY. 

You can also get 24/7 chat support that lets you connect with the people to help you out with your platform-related queries. Bybit also places a strong emphasis on security, employing multi-signature wallets, full SSL encryption, and rigorous security protocols to safeguard users' assets and personal information.

One of the key advantages of Bybit is its intuitive and customizable interface, which caters to both novice and experienced traders. The platform offers advanced charting tools, a range of order types, and real-time data, allowing users to execute sophisticated trading strategies effectively.

Additionally, Bybit offers 24/7 customer support, ensuring that users’ queries and concerns are promptly addressed. With its combination of high performance, a wide array of trading tools, and robust security measures, Bybit stands out as a leading platform for cryptocurrency derivatives trading in an increasingly competitive market.

Next name on our list, CoinSmart lets you trade popular cryptocurrencies like Bitcoin, Cardano, Litecoin, and Ethereum among others. To begin trading, it takes only a few minutes to onboard and get verified on the CoinSmart app. 

As for its user interface, you can expect an easy-to-use app that offers user-friendly features. The app is designed to make its experience intuitive so users can find the options they are looking for in a glimpse.

The platform is engineered with simplicity in mind, making it easy for beginners to navigate the world of cryptocurrencies. This ease of use does not come at the expense of functionality, however; experienced traders will find advanced tools at their disposal, including detailed charts, order books, and various trading options.

Additionally, CoinSmart offers exceptional customer support, a feature frequently highlighted in user reviews. The platform’s focus on accessibility extends to its offering of multiple deposit and withdrawal methods, including bank wire, credit card, and cryptocurrencies, ensuring convenience for a wide range of users. Overall, CoinSmart presents a balanced offering for anyone looking to engage with the cryptocurrency market, combining ease of use, strong security, and comprehensive customer support.

For more than 5,000 mutual funds to choose from, a range of online FDs, NSE, and BSE stocks, Kuvera is the best alternative out there. For Indian users, Kuvera also supports linking the UAN number allowing users to track their EPF balances. 

On top of that, Kuvera is also the perfect app to keep track of your gold investments. Just add the amount you have invested in gold and keep an eye on its value in real-time.

The fintech app supports over 10,000 US stocks, ETFs, and ADRs and has over 28,000 European and Canadian stocks. You can also use the app to track the total yield of your stock. Additionally, 22 Dividends also provides features to help you monitor your value gain and dividend performance.

You can keep track of your upcoming dividends using dividend reminders and generate detailed reports to have deeper insights into your portfolio.

To keep up with the fintech market and your net wealth, you need a smart tool that keeps track of your dividends, that too, in a single place. DividendNow is that tool for you. The app comes with a dashboard that lets you see your holdings altogether, set a dividend goal, and review current yield and yield on cost. 

The in-depth analysis screen of DividendNow provides you with information such as patterns of holdings, dividends, monthly dividends, and sectors of dividends.

PocketGuard comes with an expense tracker and spending planner that can help you save money smartly. The app is already used by over 500k users from around the world and has thousands of positive reviews on popular app stores for Android and iOS. 

You can use PocketGuard to keep your wealth recorded and to instantly check the money you have saved. You can also explore and manage unwanted subscriptions to optimize your expenses better.

To build wealth, you need to have transparency for every dollar you are spending. EveryDollar is designed to help you achieve that goal. The app comes with features to help you record every single penny you are spending along with additional details like where you are spending it. You can also access in-depth insights to spend smarter and create your earliest budget in just ten minutes. 

The stock market is continuously getting more accessible for everyone and apps like Learn are heavily contributing to it. The app guides you through the investing process in the US stock market. 

By using 40 lessons created by the MyWallSt (the developer company of Learn) team, you can boost your investment knowledge effectively. The best thing about these lessons is that you can complete each one of them by dedicating 1-1 minute of your time.

Shaping kids from an early age to understand the investment industry can benefit their future. Invstr understands that and multiple features for multiple age groups. You can also use its commission-free debit card to make purchases and investments at zero costs. 

Invest in cryptos, US stocks, ETFs, and fractional shares at $0 commissions. Additionally, bank accounts that you open on Invstr are automatically insured by the FDIC Insurance to keep your finances safe.

The family-centered approach to investing, Stockpile is designed to empower every member of the household financially. The app lets kids explore and learn the world of crypto and stocks starting with as little as $1. 

On the app, there are 4,000+ ETF and stock options with 30+ cryptocurrencies where Stockpile users can invest. For a secure future, safer investing, and financial security, Stockpile is the best option existing at the moment.

Zelle is a payment app based in the US market. To enroll on the app, you will need a Visa or Mastercard debit card to link with it. However, you can also link your US checking account to the app by using details like your username and password. 

To send or request the payment, enter the person’s US-based mobile number or e-mail and confirm the payment., Zelle will process payments within seconds.

Next in the list we have Webull, a smart fintech app that gives you the freedom of making money whether you invest or not. The app comes with a 5.0% APY clause on the cash that you choose to not invest. And to earn this money, there is no minimum value or any fees to participate. Simply use Webull Cash Management and turn your uninvested money into profitable assets. 

As for the money you want to invest, Webull lets you trade stocks and ETFs among others at zero commission. It also gives you the freedom from a minimum deposit for its brokerage accounts and IRAs.

Prism is a smart money tracker designed to help you manage your money smartly. The app is famous for its transparency which allows you to review each and every activity in your financial catalog that you sync with it. 

Sync bills and pay them directly from the app, explore income, review account balances, and keep your monthly expenses in check to never fall behind on due dates.

The financial market always fluctuates and thus, to make wiser investment decisions, it gets crucial to stay in the loop with these changes in real-time. TD Ameritrade Mobile is an app designed to target that gap.

On the app, you can explore a range of stocks and ETFs to keep up with their prices. Set alerts if you like so you can customize your portfolio with full freedom. Additionally, you can also use Face Unlock and Fingerprint authentication to authorize transfers and trades as you like.

For commission-free trades, E*TRADE is your best bet among the best fintech apps. The app offers a range of financial products to deal in including mutual funds, US-listed stock, ETFs, and option trades. 

You also get to explore portfolio information, charts, and streaming quotes on a single platform for a better financial understanding of the market. The app also provides you access to live access of Bloomberg videos.

The perfect fintech app, Merrill Edge lets you have good control over your accounts. The app comes with amazing features like mobile check deposit to help you quickly scan the front and the back of the check and upload it to the app. 

The dashboard included in Merril Edge includes data such as the total portfolio value, historical total value, portfolio asset allocation, an inbox, etc. For a guided investment strategy and in-depth transparency of your financial portfolio, the Merrill Edge app comes with investment goals and projection charts. 

The Schwab Mobile app provides a tool to buy stocks, ETFs, and mutual funds directly from your smartphone. The app also understands the necessity of securing user data to protect it from getting hacked. So, it provides tools like face ID, fingerprint lock, and even a passcode. 

Keeping an eye on the market in real time helps you make better investment decisions. To assist with the same, there are additional features such as breaking news, real-time quotes, and in-depth charts. Additionally, using Schwab Mobile, you can monitor trades 24/7 as well. 

Next we have an assistive app for mutual funds and SIP consumers that is already assisting over 30,000 families. The app offers a range of services for Indian consumers including mutual funds investment services, goal-based planning, tax planning, and retirement among others. 

Using AssetPlus, you can also communicate with expert financial advisors. These experts are available via live chats and can help you solve queries related to mutual funds.

To handle NFT and crypto effectively, next we have Enjin. The app prioritizes trustworthiness, privacy, and performance as its core components. As for its features, there is a Dark mode, portfolio, WalletConnect support, SegWit support, DApps browser, and even EIP-1559 Ethereum Gas System for lower gas costs.

The Enjin app is designed to help you make the most of your NFTs, Bitcoin, and other 100+ cryptocurrencies. You can exchange, hold, and trade cryptos efficiently to build your net worth using Enjin.

The SigFig Wealth Management app is designed to guide you with personalized tips so you can make investment decisions that work for you. The app takes your needs, timeline, and tolerance for risk into account and delivers you personalized wealth management plans. 

Another factor why you should consider investing via SigFig Wealth Management is that it allows you to manage your initial $10,000 without any fee for better returns.

Among the top insurance apps, Lemonade Insurance has built quite impressive reputation due to its amazing range of features. The app offers insurance that starts from as low as $5 per month for renters. On Lemonade Insurance, you can find car insurance, pet health insurance, homeowners insurance, etc. 

Using the Lemonade Insurance app is an easy experience thanks to the intuitive UI it offers. On the app, it is easier to explore multiple categories of insurance and find the one that suits you best.

The Seeking Alpha app is equipped with tools useful for tracking market performance, market news, price fluctuations, etc. You can explore Seeking Alpha on your phone to get actionable investing ideas as well as market updates and alerts in real time. 

Additionally, for each stock you are interested in, Seeking Alpha is the perfect tool to know about it as well. You can explore historical trends, changes in prices, ratings, etc.

M1 is a collection of advanced investment and banking features. Using the same app, you can buy stocks or borrow money. The app lets you borrow up to 40% portfolio’s value and with M1 Plus, you can borrow at 7.25%. 

However, without M1 Plus, you can borrow at as low as 8.75%. Additional banking features of M1 Finance support automated transfers as well that will process transactions on the allotted schedule.

The SoFi app offers some of the most profitable financial services in the segment. Using checking and savings accounts of the SoFi app, you can earn up to 4.50% APY. Additionally, using direct deposits on SoFi, you can get paid up to 2-days earlier. 

The app also offers FDIC insurance of up to $2 million on deposits made by users. Additionally, you can also use over 55,000 fee-free ATMs to access your money in cash.

The Ellevest is a women-centric app designed to help women make wiser investments. At the moment of writing this report, Ellevest experts claim to manage over $1.6 billion in assets. Using this investment app, you can explore your money goals, get personalized investment portfolios, and save money smartly. 

Whether you want to purchase a house or a dream vehicle, Ellevest has plans costing just $12 per month that will help you secure them.

The Honeydue app is designed for couples to share their banking responsibilities with each other. Using Honeydue, you can track bills, bank balances, spending activity, and your finances on a personalized feed. 

The app lets you decide as well the amount of information you like to share with your partner. Additionally, the dashboard allows you to add categories from several options on the app so you track the information that you want specifically.

If you are in need of a stock app that keeps you in touch with the market, TipRanks is the best option for you. Using simplified stock research tools offered by TipRanks, you can explore a range of stock market news and stock analysis articles. 

The app also features interactive charts, index futures, and stock data. You can integrate up to 100 cryptocurrencies in your portfolio as well to stay in the loop with the market.

To keep up with the Indian stock market, Stocktwits offers a range of top features. Using the app, you can explore a list of verified list of India’s investors, market experts, and traders. 

Additionally, Stockwits also includes a range of trade ideas shared by its massive community with the sole purpose of inspiring and guiding others. Using Stocktwits, you can also mark your favorite assets and follow them from a range of choices like ETFs, NFTs, stocks, etc.

Using Stash, you can create a diversified investment portfolio including stocks and cryptos. The app offers earnings up to 3% in stock and comes with a Stock-Back Debit Card. Every time you use this debit card to make a purchase, you invest in stocks. 

On top of that, to guide you through Crypto investments, the app offers guidance from Crypto experts helping you pick the right cryptos to invest in.

The Fi Money app offers a zero-balance savings account that you can open just in 3-seconds. The licensing partner of Fi Money is licensed by the Federal Bank which also assists with all money management needs of users on the app. 

Using the Fi Money account, you can maximize savings, automate payments, apply for a credit card, and even make investments in mutual funds. On Fi Money, you can control your money without needing to worry about any hidden fees as well. 

As the name suggests, for instant banking services, Instantpay is your best bet. The app offers a superior digital experience along with advanced banking features that make it easier for you to manage and monitor your wealth. With a fast KYC process, onboard Instantpay to make transactions with other users. Or, make commercial payments to multiple people with just a single tap. 

The app is enriched with features and offers one of the best customer assistance experiences as well. In case of queries, you can contact its helpline 24x7.

The Niyo Global app is designed to help you save money on your journeys out there in the world. The app offers a global travel card that is free from forex charges. The card works in 150+ countries and offers smarter ways to reduce your travel expenses. The app is also a perfect emergency companion as you can access credit up to ₹500k in just 4 minutes. Additionally, by locating the nearby ATM, it is easier to access emergency cash as well.

The app from interactive brokers provides portable access to stocks, forex, futures, and more. Using the app, you can explore real-time streaming data and charts. The app also offers real-time market scanners, and alerts to keep you in touch with ups and downs in the stock market. The innovative trading platform offers an intuitive user interface making it easy for users to follow along with its features.